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Anastasia Galichanina

Anastasia Galichanina

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Mercer County Morris County Burlington County Warren Hunterdon County Cumberland County Sussex County New Jersey Gloucester County Somerset County Salem County Essex County Atlantic County Middlesex County Passaic County Union County Hudson County Cape May County Ocean County Bergen County Monmouth County Camden County Real Estate - Certified Divorce Lending Professional (CDLP) Real Estate

About

Divorce is hard enough. Your home shouldn't make it harder. Most people don't realize that the mortgage decisions made during divorce, before the settlement is signed - can follow you for years. 

The wrong structure means failed refinances, damaged credit, and financial doors that close before you even knew they were open. I've seen it happen. Deadlines missed. Settlement language a lender can't work with. And by the time someone calls me, the agreement is already signed and very hard to fix. 

That's why I get involved early. 

As a Certified Divorce Lending Professional (CDLP®) and CPA, I help divorcing homeowners figure out what's actually possible with the family home, and make sure whatever goes into the settlement can be executed in the real world. 

Here's how I help: 

  • Mortgage feasibility & qualification analysis
  • Equity buyout planning & structuring
  • Refinance & loan assumption guidance
  • Settlement language review
  • Post-divorce home purchase planning
  • Pre-Divorce and Post-Divorce Lifestyle Alignment Analysis

I see the full financial picture: the mortgage, the taxes, the cash flow, and the long-term consequences of each decision. If there's a home involved in your divorce, let's talk before you sign anything.

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