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Anastasia Galichanina

Anastasia Galichanina

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Warren New Jersey Atlantic County Bergen County Burlington County Camden County Cape May County Cumberland County Essex County Gloucester County Hudson County Hunterdon County Mercer County Middlesex County Monmouth County Morris County Ocean County Passaic County Salem County Somerset County Sussex County Union County Real Estate Real Estate - Certified Divorce Lending Professional (CDLP)

About

Divorce is hard enough. Your home shouldn't make it harder. Most people don't realize that the mortgage decisions made during divorce, before the settlement is signed - can follow you for years. 

The wrong structure means failed refinances, damaged credit, and financial doors that close before you even knew they were open. I've seen it happen. Deadlines missed. Settlement language a lender can't work with. And by the time someone calls me, the agreement is already signed and very hard to fix. 

That's why I get involved early. 

As a Certified Divorce Lending Professional (CDLP®) and CPA, I help divorcing homeowners figure out what's actually possible with the family home, and make sure whatever goes into the settlement can be executed in the real world. 

Here's how I help: 

  • Mortgage feasibility & qualification analysis
  • Equity buyout planning & structuring
  • Refinance & loan assumption guidance
  • Settlement language review
  • Post-divorce home purchase planning
  • Pre-Divorce and Post-Divorce Lifestyle Alignment Analysis

I see the full financial picture: the mortgage, the taxes, the cash flow, and the long-term consequences of each decision. If there's a home involved in your divorce, let's talk before you sign anything.

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